Earlier in the year, Equifax, which is one of the three U.S. credit monitoring bureaus was able to be hacked by hackers which left nearly half of the country exposed to theft since social security numbers addresses, birthdays and more personal information exposed in the process. This is the type of stuff that credit and loan decisions come from. There are ways for someone to protect themselves from situations like this, one of those is by registering for free credit monitoring and protection. For those who would like to sign up for this service, they have until November 21 to sign up for free credit monitoring and to be able to put a freeze on their Equifax report so that creditors would not be able to have access to it. Another way is by reviewing your credit report. By law each person is able to review a copy of each of the three major credit bureaus per year. Reviewing your accounts frequently is another effective way to help prevent theft and fraud because by doing this it will help someone notice if there are any unauthorized activity that shows up on their accounts. If a person does come across some suspicious activity on their accounts, reporting it immediately will help so that you have the ability to dispute the charges and so that you will be able to freeze or cancel the credit card immediately.
Freedom Debt Relief is a U.S. debt resolution company based out of San Mateo California. It is part of the Freedom Financial Network, which is also a financial service company headquartered in San Mateo. The company was founded in 2002 by Co-Founders and CEOs Brad Stroh and Andrew Housser who are both Stanford Graduate School of Business graduates. Freedom Financial Network negotiates for those who are in debt that are experiencing financial hardship while trying to help them avoid filing for bankruptcy. The company has enrolled over 400,000 clients since it began in 2002 and has reached the $7 billion mark for debts they have been able to resolve for their customers.Click here to watch video.